- 12/16/2025 5:00 PM
Educators from Habitat for Humanity of Michigan, joined by experts from real estate and mortgage lending institutions. Each series consists of two sessions that last about three hours each. The classes are designed to help familiarize participants with the process of purchasing and maintaining their own home. Following the class, participants meet individually with housing counselors and coaches to address their individual situation. A Certificate of Completion is awarded to those who have completed both parts of a series. These classes meet the counseling requirements of national, state and local down payment assistance programs, as well as counseling requirements made by HUD, Fannie Mae, Freddie Mac, and a variety of other mortgage products. Courses are offered online via Zoom.

 - 12/18/2025 9:00 AM
For customers who are seeking the Home Buyer Education class as an education requirement for working with a Lender or as a refresher course for an expired Homebuyer Certificate. This course would be offered only if you are currently working with a Lender, can provide a Purchase Agreement, a Loan Estimate, and/or Closing Disclosure on the home. If you do not have required items, you must complete the Group Homebuyer Education course to recertify.

 - 12/18/2025 6:00 PM
This class helps consumers increase their knowledge about credit – how to get it, why it is important and how to navigate the types of credit that is available today. We discuss what lenders are looking for in borrowers and how to establish good credit. Our discussion of credit scores and information about credit reports helps consumers understand what to do and what to avoid when working to increase scores. We discuss interest rates and how these impact credit and debt payments to creditors.

 - 12/19/2025 9:00 AM
This class provides a simple introduction to the primary services offered by banks and credit unions, including checking accounts, savings accounts, certificates of deposit and debit cards. We discuss fees and features available at different banks as well as on-line banking. The class also covers opening an account, resolving problems, the options that bank customers have and the decisions they need to make when using bank services.

 - 12/20/2025 10:00 AM
This course teaches the concept of debt reduction and shows students how to wisely manage credit and personal debt. It is based on the premises that there are a lot of lifestyle changes and financial decisions that a person can make to take control of his or her financial position. In the second part of the class we discuss how students today are graduating with more student loan debt then we have ever seen. Learn what you can do to pay off your student loans and ensure you are not just another statistic. We discuss various student loan repayment options, things to avoid when it comes to repayment, and how to seek help if needed.